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Collection Velocity by Business Day

18-month trend · Charge Date basis · cumulative % collected at each business day

Monthly Collection Performance Summary
Charge MonthTotal ChargesEOM CollectedEOM %After-Month $After-Month %Total CollectedTotal %UncollectedUncoll. %
Nov 2024$963,299$862,13989.5%$57,4406.0%$919,57995.5%$43,7204.5%
Dec 2024$925,703$821,20088.7%$58,5816.3%$879,78195.0%$45,9225.0%
Jan 2025$963,428$861,54689.4%$54,4155.6%$915,96195.1%$47,4674.9%
Feb 2025$963,798$861,87389.4%$50,3775.2%$912,25094.7%$51,5485.3%
Mar 2025$977,292$871,48189.2%$50,5175.2%$921,99894.3%$55,2935.7%
Apr 2025$956,385$848,77388.7%$47,3685.0%$896,14193.7%$60,2446.3%
May 2025$934,722$823,52588.1%$47,5595.1%$871,08493.2%$63,6386.8%
Jun 2025$959,293$827,38486.2%$45,1864.7%$872,57191.0%$86,7229.0%
Jul 2025$929,665$816,87587.9%$63,9296.9%$880,80494.7%$48,8615.3%
Aug 2025$917,003$814,44788.8%$51,2385.6%$865,68594.4%$51,3185.6%
Sep 2025$923,175$813,54888.1%$49,5885.4%$863,13693.5%$60,0396.5%
Oct 2025$924,317$846,30391.6%$21,9132.4%$868,21693.9%$56,1016.1%
Nov 2025$931,919$849,66691.2%$22,2992.4%$871,96593.6%$59,9546.4%
Dec 2025$926,769$824,15688.9%$42,9404.6%$867,09693.6%$59,6726.4%
Jan 2026$969,284$845,75787.3%$45,4914.7%$891,24991.9%$78,0358.1%
Feb 2026$954,252$863,75490.5%$18,5941.9%$882,34892.5%$71,9057.5%
Mar 2026$996,802$890,44189.3%$28,6692.9%$919,11092.2%$77,6927.8%
Apr 2026$999,361$880,02188.1%$00.0%$880,02188.1%$119,34111.9%
Business-Day Velocity Curve
Cumulative % of charges collected — last 6 months
Velocity Detail
% collected at each business day (BD 1–23)
Charge MonthBD 1BD 2BD 3BD 4BD 5BD 6BD 7BD 8BD 9BD 10BD 11BD 12BD 13BD 14BD 15BD 16BD 17BD 18BD 19BD 20BD 21BD 22BD 23EOMTotalUncoll.
Nov 202439.8%57.2%75.3%78.4%81.1%81.8%84.1%84.8%85.4%85.8%85.9%87.0%87.3%87.5%87.6%87.7%88.9%89.0%89.1%89.3%89.5%89.5%95.5%4.5%
Dec 202447.5%53.5%60.4%74.4%76.2%80.7%82.1%83.5%84.4%84.8%86.6%86.8%87.1%87.3%87.6%87.8%87.8%88.1%88.3%88.5%88.7%88.7%88.7%95.0%5.0%
Jan 202541.2%50.6%56.1%77.0%79.8%81.2%82.4%83.1%83.7%84.7%85.9%86.3%86.7%86.9%87.3%87.5%87.6%87.8%88.0%88.6%88.7%89.1%89.4%89.4%95.1%4.9%
Feb 202553.8%58.6%73.5%78.8%80.9%83.0%84.2%85.0%86.1%86.2%86.4%86.7%87.2%87.7%87.8%87.9%88.6%89.0%89.1%89.4%89.4%94.7%5.3%
Mar 202556.9%63.5%72.1%77.2%78.9%82.7%83.5%83.9%84.7%85.0%85.9%87.0%87.6%87.7%87.9%88.4%88.5%88.6%88.9%88.9%89.2%89.2%94.3%5.7%
Apr 202540.5%51.0%58.0%61.9%79.9%81.3%83.5%85.2%85.2%85.6%86.3%86.8%86.8%87.0%87.8%88.1%87.9%88.1%88.1%88.6%88.7%88.7%88.7%93.7%6.3%
May 202538.9%50.4%74.2%77.6%79.7%82.2%82.8%84.3%84.7%84.9%85.4%85.5%86.3%86.6%86.7%86.7%86.8%86.9%87.5%87.7%87.8%88.0%88.1%93.2%6.8%
Jun 202546.4%55.8%63.5%76.0%78.6%82.0%82.5%83.2%83.6%84.3%85.6%85.7%85.9%85.5%85.6%85.6%85.7%85.9%85.9%85.9%86.2%86.2%91.0%9.0%
Jul 202541.3%51.8%58.6%60.1%79.8%81.6%82.9%84.2%84.7%85.3%86.0%86.6%86.8%87.1%87.6%87.6%87.9%87.9%87.9%88.1%88.3%88.4%87.9%87.9%94.7%5.3%
Aug 202540.7%61.6%74.7%77.5%80.3%81.2%83.6%83.7%84.2%84.4%84.7%85.1%85.2%86.7%87.2%87.2%88.1%88.1%88.6%88.4%88.5%88.8%94.4%5.6%
Sep 202538.1%46.5%52.7%62.4%71.5%79.9%81.2%82.6%84.3%85.4%86.9%86.3%86.1%86.5%86.5%86.6%86.9%87.0%87.1%87.5%87.7%88.1%88.1%93.5%6.5%
Oct 202542.0%51.7%57.0%80.6%83.0%83.7%85.6%85.9%87.3%87.5%87.8%88.2%88.5%89.9%90.6%90.9%91.1%91.1%91.6%91.6%91.6%91.6%91.6%91.6%93.9%6.1%
Nov 202555.1%62.5%77.1%81.8%83.1%86.8%86.8%87.9%89.4%89.3%90.3%90.4%90.9%91.1%91.3%91.4%91.4%91.7%91.3%91.2%91.2%93.6%6.4%
Dec 202543.9%52.2%59.0%64.9%73.4%82.6%83.5%84.1%84.9%85.2%87.0%87.3%87.7%87.7%88.2%88.5%88.7%88.7%89.1%89.1%89.2%89.3%88.9%88.9%93.6%6.4%
Jan 202637.4%44.4%72.2%75.8%77.6%80.5%81.2%84.4%84.6%84.6%85.2%85.5%86.0%86.0%86.5%86.7%86.7%87.5%87.5%87.0%87.1%87.0%87.3%91.9%8.1%
Feb 202649.9%57.3%63.6%74.7%77.0%82.4%82.6%82.4%83.2%84.5%86.1%86.9%87.7%88.3%88.9%89.8%90.0%90.0%90.1%90.3%90.5%92.5%7.5%
Mar 202649.9%56.8%64.4%74.4%77.7%82.2%84.2%84.7%85.2%85.8%86.8%87.4%87.9%87.9%88.3%88.5%88.9%89.0%89.1%89.1%89.3%89.3%89.3%92.2%7.8%
Apr 202640.7%49.6%55.8%75.8%78.3%80.4%82.8%83.1%84.3%85.2%85.4%85.9%86.0%86.6%86.8%87.0%87.1%87.3%88.1%88.1%88.1%88.1%88.1%88.1%11.9%
Key Takeaways